5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
Blog Article
The Board may perhaps alter a little lender rating from “Satisfactory” to “Outstanding” with the establishment stage where by the bank requests and receives more thought for functions that may qualify pursuant to the Retail Companies and Solutions Test in § 228.
228 loan is just not liable for any in the terms offered for you. Fees, charges, and conditions are immediately decided on through the lender.
If a armed service bank delineates the entire U.s. and its territories as its sole facility-based mostly evaluation area pursuant to § 228.16(d), the Board evaluates the financial institution exclusively within the institution amount according to its general performance in its sole facility-primarily based assessment region.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board evaluates a army bank pursuant to your relevant performance exams described in paragraph (a) of this segment.
(i) A bank may well integrate performance evaluation factors and accompanying yearly measurable plans For extra geographic locations but may not get rid of the analysis of its general performance in any geographic area that might be A part of its efficiency evaluation from the absence of an accepted program.
(iv) No matter if to solicit supplemental public input or involve the financial institution to offer any added response to general public input by now obtained.
The Board critiques the effect and responsiveness of the lender's Group enhancement loans and Neighborhood improvement investments that advantage or provide the nationwide space, as presented in § 228.15.
A financial institution must present in the public region of its major Office environment and each of its branches the right community discover set forth in appendix F to this portion. Just a department of a financial institution having more than one facility-based mostly assessment location ought to consist of the bracketed content inside the notice for branch offices.
) of this portion, The share of responsive deposit accounts in comparison with complete deposit accounts for annually on the analysis period.
) The quantity of examining and financial savings accounts opened digitally and thru other shipping and delivery programs which have been Lively at the conclusion of Every calendar yr by census tract income stage for each calendar yr.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A lender could specify utilizing belongings as a substitute denominator for your Neighborhood improvement funding metric if it click here better measures a financial institution's potential.
A financial institution which has been approved to generally be evaluated underneath a strategic prepare need to consist of in its general public file a duplicate of that plan though it is actually in outcome. A financial institution need not involve data submitted for the Board with a private basis at the side of the program.